South Florida Housing Link Collaborative

Building Affordable, Resilient, and Sustainable Communities Near Transit.

Building an Inclusive Future

Every South Floridian should have the opportunity to live in a safe and stable home.

The Collaborative consists of five groups dedicated to creating affordable, resilient and sustainable housing near transit. We have banded together to build affordable housing around the existing and proposed stations along the Florida East Coast (FEC) corridor. This initiative will enable residents to access affordable, resilient and sustainable homes in perpetuity, and avoid the negative impacts of gentrification.

The South Florida Housing Link Collaborative is a $5 million, three-year initiative to develop affordable, resilient and sustainable housing for residents living near Florida East Coast Railway transit stations in Miami-Dade, Broward and Palm Beach counties.

The collaborative will build and upgrade affordable housing with energy-efficient and climate-resilient technologies in low-to-moderate income neighborhoods around current and proposed transit stations.

This includes:

  • Building 150 new permanently affordable rental units under the Community Land Trust model
  • Acquisition and renovation of 150 existing affordable rental units with energy-efficient and climate-resilient upgrades; and
  • Providing 200 energy and resiliency home improvement loans, available to existing homeowners in all three counties.

Why Transit and Affordable Housing

Upgraded Transit

In 2018, a new commuter train, Brightline, began running on the Florida East Coast Rail Line corridor. The train has been a major upgrade from existing transit options, however, there is potential for gentrification in the neighborhoods that border its stations. Nearly 60 percent of employed adults in South Florida are spending more than 30 percent of their income on rent, which is the highest of any metro area in the country. This statistic rings true for many areas in South Florida but especially for neighborhoods adjacent to the Florida East Coast Rail Line. As property values continue to climb around these transit corridors, many residents face the risk of being displaced.

“These communities are facing many challenges due to the lack of resources, rapidly increasing property values and urban flooding,” said Mel Martinez, Chairman of the Southeast U.S. and Latin America for JPMorgan Chase. “These investments will help keep housing affordable and reduce energy costs for hundreds of residents, while also protecting their property from natural disasters.”

The Plan

In 2017, the South Florida Housing Link Collaborative was awarded a planning grant from JPMorgan Chase’s PRO Neighborhoods to develop an Equitable Housing Plan along the transit corridor. As part of the process, the Collaborative analyzed walkability, access to transit, and proximity to Opportunity Zones and Community Reinvestment Areas in various neighborhoods along the FEC rail line in Miami-Dade, Broward and Palm Beach counties.

The plan identified the availability of underutilized or vacant land and the opportunity to acquire and transform lots into permanently affordable housing using a Community Land Trust model, which maintains affordability in perpetuity by having a nonprofit retain land ownership. In addition, the plan included the opportunity for the Community Land Trusts to also acquire and renovate older multi-family buildings and turn them into sustainable, resilient structures.



JPMorgan Chase has more than 2,400 employees working in South Florida across all of its lines of business. It serves consumers and businesses through 186 local Chase branches and more than 700 ATMs.

JPMorgan Chase & Co. (NYSE: JPM) is a leading global financial services firm with assets of $2.7 trillion and operations worldwide. The Firm is a leader in investment banking, financial services for consumers and small businesses, commercial banking, financial transaction processing, and asset management. A component of the Dow Jones Industrial Average, JPMorgan Chase & Co. serves millions of customers in the United States and many of the world’s most prominent corporate, institutional and government clients under its J.P. Morgan and Chase brands. Information about JPMorgan Chase & Co. is available at


Work With Us

The Collaborative is constantly seeking partners to make this plan a reality. This includes municipalities, counties, government entities, private landowners, developers, non-profits, and everyone in between. If you are interested in participating in this project do not hesitate to contact us.


South Florida Community Land Trust

690 NE 13th Street, Suite 105 – Fort Lauderdale, FL 33304

c: (954) 263-6055 / o: (954) 769-1731